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Unlike most one percenter motorcycle clubs, the Pagans do not include on their club insignia a bottom rocker indicating the geographical chapter of the member wearing the club's full patch.

In 'Nearby' mode, instead of sending messages using a mobile or data signal, the feature lets users send messages to people in close proximity that are in Bluetooth or Wi-Fi Direct range - up to around 30 feet (9 metres).

The Fire Chat app, pictured left, was developed by Open Garden.

It features 24 hours of battery life and claims to be a 'mini-disco on the move'.

It’s also accessible — you can qualify with fair or average credit.

It comes with Chase’s Blueprint program, which gives you a free FICO score and lets you build a customizable debt payoff plan.

With fixed, low interest rates and monthly payments, the amount you pay will never increase, giving you a clear path to being debt free.

Alipay Purchase Cards, i Tunes) in exchange for a meet-up, date or the promise of sexual favours, this is likely a Credit-for-Sex scam.